@font-face{font-family:Inter;src:url('assets/fonts/inter-variable-latin.woff2') format('woff2');font-weight:100 900;font-style:normal;font-display:swap}
:root{--navy:#07182b;--navy-2:#0c233c;--navy-3:#16334d;--cyan:#00b4d8;--cyan-bright:#38d8f5;--cyan-soft:#e8f8fb;--paper:#f5f7f8;--white:#fff;--ink:#112338;--muted:#5f7082;--line:#dce5ea;--green:#0f8c68;--green-soft:#e8f7f1;--red:#a53148;--red-soft:#fff0f3;--shadow:0 24px 70px rgba(5,24,43,.12);--radius:22px;--content:1180px;--ease:cubic-bezier(.22,.61,.36,1)}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:100px}
body{margin:0;background:var(--paper);color:var(--ink);font:16px/1.65 Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;-webkit-font-smoothing:antialiased}
body::before{content:"";position:fixed;inset:0;pointer-events:none;opacity:.27;background-image:linear-gradient(rgba(8,28,47,.025) 1px,transparent 1px),linear-gradient(90deg,rgba(8,28,47,.025) 1px,transparent 1px);background-size:34px 34px;z-index:-1}
a{color:inherit}
button,input,select,textarea{font:inherit}
button{cursor:pointer}
.skip-link{position:fixed;left:16px;top:-80px;z-index:1000;background:#fff;color:var(--navy);padding:10px 14px;border-radius:8px;box-shadow:var(--shadow)}
.skip-link:focus{top:16px}
.preview-ribbon{position:fixed;top:0;left:0;right:0;z-index:400;text-align:center;background:#c77b0a;color:#fff;font-size:10px;font-weight:800;letter-spacing:.16em;padding:5px}
.site-header{position:sticky;top:22px;z-index:200;min-height:78px;padding:12px max(24px,calc((100vw - var(--content))/2));display:flex;align-items:center;justify-content:space-between;gap:30px;background:rgba(245,247,248,.94);border-bottom:1px solid rgba(220,229,234,.86);backdrop-filter:blur(18px)}
.site-header.compact{position:relative}
.brand{display:flex;align-items:center;gap:11px;text-decoration:none;min-width:max-content}
.brand img{width:52px;height:52px;object-fit:contain}
.brand span{display:flex;flex-direction:column;line-height:1.15}
.brand strong{font-size:14px;letter-spacing:.035em;color:var(--navy);font-weight:830}
.brand strong i{font-style:normal;color:var(--cyan)}
.brand small{font-size:10px;color:var(--muted);margin-top:5px}
nav{display:flex;align-items:center;gap:26px}
nav a{font-size:13px;text-decoration:none;color:#536578;font-weight:620;transition:color .2s}
nav a:hover{color:var(--navy)}
nav a[aria-current="page"]{color:var(--navy);font-weight:790}
.menu-button{display:none;border:1px solid var(--line);background:#fff;border-radius:9px;padding:9px 12px;color:var(--navy);font-size:13px;font-weight:700}
.button{display:inline-flex;align-items:center;justify-content:center;border:0;border-radius:11px;text-decoration:none;font-weight:730;line-height:1.2;transition:transform .2s var(--ease),box-shadow .2s var(--ease),background .2s;padding:14px 22px}
.button:hover{transform:translateY(-2px)}
.button-primary{color:#fff;background:linear-gradient(135deg,#087f99,var(--cyan));box-shadow:0 14px 30px -14px rgba(0,180,216,.9)}
.button-primary:hover{box-shadow:0 18px 36px -14px rgba(0,180,216,.95)}
.button-small{padding:10px 15px!important;font-size:12px!important;color:#fff!important;background:var(--navy)}
.text-link{display:inline-flex;gap:8px;align-items:center;color:var(--navy);font-weight:720;text-decoration:none;border-bottom:1px solid #9fb2bf;padding-bottom:3px}
.text-link span{color:var(--cyan);transition:transform .2s}
.text-link:hover span{transform:translateX(4px)}
.text-link.centered{margin:32px auto 0}
.hero{position:relative;overflow:hidden;min-height:720px;padding:105px max(24px,calc((100vw - var(--content))/2)) 92px;display:grid;grid-template-columns:minmax(0,1.12fr) minmax(360px,.75fr);align-items:center;gap:76px;background:linear-gradient(145deg,var(--navy) 0%,#0b2139 62%,#10304b 100%);color:#fff}
.hero::after{content:"";position:absolute;width:520px;height:520px;right:-180px;bottom:-260px;border:1px solid rgba(56,216,245,.22);border-radius:50%;box-shadow:0 0 0 70px rgba(56,216,245,.025),0 0 0 140px rgba(56,216,245,.02)}
.hero-glow{position:absolute;width:620px;height:620px;left:-230px;top:-300px;background:radial-gradient(circle,rgba(0,180,216,.24),transparent 67%);filter:blur(8px)}
.hero-copy,.hero-card{position:relative;z-index:2}
.eyebrow{display:flex;align-items:center;gap:10px;margin:0 0 20px;color:#0b7d96;font-size:11px;font-weight:800;letter-spacing:.15em;text-transform:uppercase}
.eyebrow span{width:30px;height:2px;background:var(--cyan)}
.hero .eyebrow,.eyebrow-light{color:#8ce8f7}
.hero h1{max-width:790px;margin:0;color:#fff;font-size:clamp(46px,5.4vw,76px);font-weight:850;line-height:1.02;letter-spacing:-.055em;text-wrap:balance}
.hero h1 em{font-style:normal;color:var(--cyan-bright)}
.hero-lead{max-width:720px;margin:28px 0 0;color:#c2d1dc;font-size:18px;line-height:1.72}
.hero-actions{display:flex;align-items:center;gap:24px;margin-top:36px}
.hero .text-link{color:#fff;border-color:#4e6a80}
.microcopy{margin:18px 0 0!important;color:#7895ab!important;font-size:11px!important;font-weight:620}
.hero-card{padding:24px;border:1px solid rgba(155,211,225,.22);border-radius:26px;background:linear-gradient(145deg,rgba(255,255,255,.11),rgba(255,255,255,.045));box-shadow:0 32px 80px rgba(0,0,0,.25);backdrop-filter:blur(16px)}
.hero-card-head{display:flex;justify-content:space-between;align-items:center;margin-bottom:19px;padding-bottom:17px;border-bottom:1px solid rgba(255,255,255,.12);font-size:12px;color:#b8cbd9;font-weight:700}
.hero-card-head b{padding:4px 8px;border-radius:20px;color:#94eafa;background:rgba(0,180,216,.14);font-size:9px;letter-spacing:.09em;text-transform:uppercase}
.example-line,.example-total{display:flex;justify-content:space-between;gap:18px;padding:10px 3px;color:#a9bece;font-size:13px}
.example-line strong,.example-total strong{color:#fff;font-variant-numeric:tabular-nums}
.example-total{margin-top:8px;padding-top:16px;border-top:1px solid rgba(255,255,255,.12)}
.commission-result{display:grid;grid-template-columns:1fr auto;margin-top:19px;padding:20px;border-radius:17px;background:linear-gradient(135deg,rgba(0,180,216,.24),rgba(56,216,245,.11));border:1px solid rgba(56,216,245,.25)}
.commission-result span{color:#c2eaf1;font-size:12px}
.commission-result strong{grid-row:1/3;grid-column:2;font-size:31px;letter-spacing:-.05em;color:#fff}
.commission-result small{font-size:10px;color:#8ecbd8;margin-top:4px}
.hero-card>p{margin:16px 3px 0;color:#8fa8ba;font-size:11px;line-height:1.65}
.numbers{position:relative;z-index:4;max-width:1020px;margin:-48px auto 0;display:grid;grid-template-columns:repeat(3,1fr);background:#fff;border:1px solid var(--line);border-radius:20px;box-shadow:var(--shadow)}
.numbers article{padding:27px 34px;border-right:1px solid var(--line)}
.numbers article:last-child{border:0}
.numbers strong{display:block;color:var(--navy);font-size:30px;line-height:1.1;letter-spacing:-.04em}
.numbers span{display:block;color:var(--muted);font-size:11px;margin-top:7px}
.section{max-width:var(--content);margin:0 auto;padding:118px 24px}
.section-heading{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(300px,.65fr);gap:70px;align-items:end;margin-bottom:52px}
.section-heading .eyebrow{grid-column:1/-1;margin-bottom:-48px}
.section-heading h2{margin:0;color:var(--navy);font-size:clamp(36px,4vw,56px);line-height:1.08;letter-spacing:-.045em}
.section-heading>p:not(.eyebrow){margin:0;color:var(--muted);font-size:15px;line-height:1.8}
.section-heading.narrow{display:block;max-width:760px;text-align:center;margin:0 auto 54px}
.section-heading.narrow .eyebrow{justify-content:center;margin:0 0 18px}
.section-heading.narrow>p:not(.eyebrow){max-width:670px;margin:19px auto 0}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.steps article{position:relative;min-height:280px;padding:26px 24px;border:1px solid var(--line);border-radius:18px;background:#fff;overflow:hidden;transition:transform .25s,box-shadow .25s,border-color .25s}
.steps article:hover{transform:translateY(-5px);box-shadow:var(--shadow);border-color:#b8dbe4}
.steps article::after{content:"";position:absolute;width:120px;height:120px;right:-55px;bottom:-55px;border-radius:50%;background:var(--cyan-soft)}
.step-number{display:block;color:#8ca1b1;font-size:11px;font-weight:800;letter-spacing:.12em}
.steps h3{margin:58px 0 12px;color:var(--navy);font-size:19px;letter-spacing:-.02em}
.steps p{margin:0;color:var(--muted);font-size:12px;line-height:1.75}
.fit-section{max-width:none;padding-left:max(24px,calc((100vw - var(--content))/2));padding-right:max(24px,calc((100vw - var(--content))/2));display:grid;grid-template-columns:1fr .82fr;gap:92px;align-items:center;color:#fff;background:linear-gradient(135deg,#07182b,#102b45)}
.fit-copy{max-width:670px}
.fit-copy h2{margin:0;font-size:clamp(36px,4vw,55px);line-height:1.08;letter-spacing:-.045em}
.fit-copy>p:not(.eyebrow){margin:24px 0;color:#aec1cf;line-height:1.8}
.check-list{list-style:none;padding:0;margin:30px 0 0;display:grid;gap:13px}
.check-list li{position:relative;padding-left:28px;color:#d5e0e8;font-size:14px}
.check-list li::before{content:"";position:absolute;left:0;top:.55em;width:12px;height:7px;border-left:2px solid var(--cyan-bright);border-bottom:2px solid var(--cyan-bright);transform:rotate(-45deg)}
.fit-card{padding:35px;border-radius:24px;background:#fff;color:var(--ink);box-shadow:0 35px 80px rgba(0,0,0,.28)}
.card-kicker{color:#0b829b;font-size:10px;font-weight:800;letter-spacing:.13em;text-transform:uppercase}
.fit-card h3{margin:15px 0 28px;color:var(--navy);font-size:25px;line-height:1.35;letter-spacing:-.03em}
.fit-card dl{margin:0}
.fit-card dl div{padding:18px 0;border-top:1px solid var(--line)}
.fit-card dt{color:#8a9aa8;font-size:9px;font-weight:800;letter-spacing:.11em;text-transform:uppercase}
.fit-card dd{margin:5px 0 0;color:#41556a;font-size:13px;line-height:1.6}
.calculator-section{padding-bottom:100px}
.calculator{display:grid;grid-template-columns:1fr .72fr;max-width:920px;margin:0 auto;border-radius:24px;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);overflow:hidden}
.calculator-inputs{display:grid;gap:21px;padding:36px}
.calculator-inputs label{display:grid;gap:8px;color:#43576b;font-size:12px;font-weight:700}
.money-input{position:relative;display:block}
.money-input input{width:100%;height:54px;padding:0 72px 0 15px;border:1px solid #cedbe3;border-radius:10px;color:var(--navy);background:#fbfcfd;font-size:17px;font-weight:720;font-variant-numeric:tabular-nums}
.money-input i{position:absolute;right:16px;top:50%;transform:translateY(-50%);color:#8294a4;font-size:11px;font-style:normal;font-weight:700}
.calculator-output{padding:36px;display:flex;flex-direction:column;background:linear-gradient(145deg,var(--navy),#0e2a44);color:#fff}
.calculator-output>span{color:#9db4c5;font-size:11px;font-weight:750;text-transform:uppercase;letter-spacing:.11em}
.calculator-output>strong{margin:12px 0 30px;color:var(--cyan-bright);font-size:43px;letter-spacing:-.055em}
.calculation-breakdown{display:flex;justify-content:space-between;gap:15px;padding:13px 0;border-top:1px solid rgba(255,255,255,.11);color:#9fb5c5;font-size:11px}
.calculation-breakdown b{color:#fff}
.calculator-note{text-align:center;color:#7d8f9e;font-size:10px;margin:16px 0 0}
.conditions-section{padding-top:70px}
.conditions-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}
.conditions-grid article{display:flex;gap:22px;padding:27px;border:1px solid var(--line);border-radius:16px;background:#fff}
.conditions-grid article>strong{color:#a2b2be;font-size:11px;letter-spacing:.08em}
.conditions-grid h3{margin:0 0 8px;color:var(--navy);font-size:16px}
.conditions-grid p{margin:0;color:var(--muted);font-size:12px;line-height:1.7}
.forms-section{max-width:none;padding-left:max(24px,calc((100vw - var(--content))/2));padding-right:max(24px,calc((100vw - var(--content))/2));background:#eaf1f4;border-top:1px solid #d8e4e9;border-bottom:1px solid #d8e4e9}
.form-heading{max-width:var(--content);margin-left:auto;margin-right:auto}
.form-heading .eyebrow{margin-bottom:15px;grid-column:auto}
.form-heading>p{align-self:end}
.form-shell{max-width:930px;margin:0 auto;border:1px solid #cedde5;border-radius:22px;background:#fff;box-shadow:var(--shadow);overflow:hidden}
.form-tabs{display:grid;grid-template-columns:1fr 1fr;background:#f4f7f9;border-bottom:1px solid var(--line)}
.form-tabs button{position:relative;border:0;background:transparent;padding:19px 16px;color:#6c7e8e;font-size:13px;font-weight:740}
.form-tabs button[aria-selected="true"]{color:var(--navy);background:#fff}
.form-tabs button[aria-selected="true"]::after{content:"";position:absolute;left:20%;right:20%;bottom:0;height:3px;background:var(--cyan);border-radius:3px 3px 0 0}
.form-panel{padding:35px}
.form-intro{display:flex;gap:17px;align-items:flex-start;margin-bottom:30px;padding-bottom:24px;border-bottom:1px solid var(--line)}
.form-intro>span{display:grid;place-items:center;width:38px;height:38px;border-radius:10px;background:var(--cyan-soft);color:#087d95;font-size:11px;font-weight:800}
.form-intro h3{margin:0;color:var(--navy);font-size:20px}
.form-intro p{margin:5px 0 0;color:var(--muted);font-size:12px}
.field-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.field-grid label{display:grid;gap:7px;color:#40556a;font-size:11px;font-weight:710}
.field-grid label.full{grid-column:1/-1}
label b{color:#a52d44}
input,select,textarea{width:100%;border:1px solid #cfdbe3;border-radius:9px;padding:11px 12px;color:var(--ink);background:#fbfcfd;font-size:13px;outline:none;transition:border-color .2s,box-shadow .2s,background .2s}
input,select{min-height:43px}
textarea{resize:vertical;min-height:90px;line-height:1.55}
input:focus,select:focus,textarea:focus{border-color:#19a8c3;box-shadow:0 0 0 3px rgba(0,180,216,.12);background:#fff}
input:user-invalid,select:user-invalid,textarea:user-invalid{border-color:#c65c6f}
.checkbox{display:flex;gap:11px;align-items:flex-start;margin-top:18px;color:#53677a;font-size:11px;line-height:1.65}
.checkbox input{width:17px;height:17px;min-height:0;margin:2px 0 0;accent-color:var(--cyan);flex:0 0 auto}
.submit-button{margin-top:22px;min-width:220px}
.submit-button[disabled]{opacity:.6;cursor:wait;transform:none}
.form-status{display:none;margin-top:20px;padding:13px 15px;border-radius:10px;font-size:12px;line-height:1.65}
.form-status.visible{display:block}
.form-status.success{color:#0d6b50;background:var(--green-soft);border:1px solid #b7e4d2}
.form-status.error{color:var(--red);background:var(--red-soft);border:1px solid #f0bdc7}
.privacy-line{text-align:center;color:#728493;font-size:10px;margin:17px 0 0}
.privacy-line a{color:#087b93}
.faq-section{padding-bottom:130px}
.faq-list{max-width:860px;margin:0 auto;border-top:1px solid var(--line)}
.faq-list details{border-bottom:1px solid var(--line);background:#fff}
.faq-list summary{position:relative;list-style:none;padding:22px 54px 22px 22px;color:var(--navy);font-size:14px;font-weight:720;cursor:pointer}
.faq-list summary::-webkit-details-marker{display:none}
.faq-list summary::after{content:"+";position:absolute;right:22px;top:50%;transform:translateY(-50%);color:#0794af;font-size:22px;font-weight:400}
.faq-list details[open] summary::after{content:"−"}
.faq-list p{margin:0;padding:0 55px 23px 22px;color:var(--muted);font-size:12px;line-height:1.8}
.closing-section{padding:110px max(24px,calc((100vw - 960px)/2));text-align:center;color:#fff;background:linear-gradient(135deg,#081a2d,#10304b)}
.closing-section .eyebrow{justify-content:center}
.closing-section h2{margin:0 auto 34px;max-width:880px;font-size:clamp(36px,4.8vw,62px);line-height:1.1;letter-spacing:-.045em}
footer{padding:36px max(24px,calc((100vw - var(--content))/2));display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center;background:#061524;color:#8297a8}
.footer-brand{display:flex;align-items:center;gap:10px}
.footer-brand img{width:44px;height:44px}
.footer-brand span{display:flex;flex-direction:column}
.footer-brand strong{color:#fff;font-size:12px;letter-spacing:.04em}
.footer-brand small{font-size:9px;margin-top:3px}
.footer-links{display:flex;gap:18px}
.footer-links a{color:#a9bdcb;text-decoration:none;font-size:10px}
footer>p{grid-column:1/-1;margin:8px 0 0;padding-top:18px;border-top:1px solid rgba(255,255,255,.1);font-size:9px}
.legal-page{background:#f4f6f7}
.legal-shell{max-width:920px;margin:0 auto;padding:90px 24px 120px}
.legal-hero{text-align:center;margin-bottom:44px}
.legal-hero .eyebrow{justify-content:center}
.legal-hero h1{margin:0;color:var(--navy);font-size:clamp(40px,5vw,64px);line-height:1.06;letter-spacing:-.05em}
.legal-hero>p:last-child{max-width:650px;margin:20px auto 0;color:var(--muted)}
.draft-badge{display:inline-block;margin-top:24px;padding:7px 12px;border-radius:30px;color:#8a590b;background:#fff3db;border:1px solid #ebcd93;font-size:10px;font-weight:750}
.legal-content{padding:45px 54px;border:1px solid var(--line);border-radius:22px;background:#fff;box-shadow:var(--shadow)}
.legal-content h2{margin:37px 0 11px;color:var(--navy);font-size:20px;letter-spacing:-.02em}
.legal-content h2:first-child{margin-top:0}
.legal-content p{margin:0 0 13px;color:#506478;font-size:13px;line-height:1.85}
.legal-highlight{margin:18px 0;padding:20px;border-left:4px solid var(--cyan);border-radius:0 12px 12px 0;background:var(--cyan-soft);color:#0d6375;font-size:16px}
.legal-callout{margin-top:42px;padding:24px;border:1px solid #edd29c;border-radius:14px;background:#fff8e9}
.legal-callout h2{margin:0 0 8px;color:#75500f}
.legal-callout p{margin:0;color:#795f30}
.legal-actions{display:flex;align-items:center;justify-content:center;gap:24px;margin-top:35px}
@media(max-width:980px){nav{gap:16px}.hero{grid-template-columns:1fr;min-height:auto;gap:50px}.hero-card{max-width:600px}.steps{grid-template-columns:1fr 1fr}.fit-section{grid-template-columns:1fr;gap:45px}.fit-card{max-width:670px}.section-heading{grid-template-columns:1fr;gap:20px;align-items:start}.section-heading .eyebrow{margin:0 0 3px}.form-heading .eyebrow{margin:0 0 15px}.section-heading>p:not(.eyebrow){max-width:700px}.section-heading h2 br{display:none}}
@media(max-width:780px){html{scroll-padding-top:90px}.site-header{top:22px;min-height:70px;padding:10px 18px}.brand img{width:44px;height:44px}.brand small{display:none}.menu-button{display:block}.site-header nav{position:absolute;top:100%;left:0;right:0;display:none;flex-direction:column;align-items:stretch;gap:0;padding:10px 18px 18px;background:#f5f7f8;border-bottom:1px solid var(--line);box-shadow:0 14px 24px rgba(7,24,43,.08)}.site-header nav.open{display:flex}.site-header nav a{padding:11px}.site-header.compact .button{font-size:10px!important;padding:9px 11px!important}.hero{padding-top:80px}.hero h1{font-size:clamp(42px,12vw,62px)}.hero-lead{font-size:16px}.hero-actions{align-items:flex-start;flex-direction:column}.numbers{margin:-30px 18px 0;grid-template-columns:1fr}.numbers article{border-right:0;border-bottom:1px solid var(--line);padding:20px 25px}.section{padding:88px 19px}.fit-section,.forms-section{padding-left:19px;padding-right:19px}.steps{grid-template-columns:1fr}.steps article{min-height:220px}.steps h3{margin-top:35px}.calculator{grid-template-columns:1fr}.conditions-grid{grid-template-columns:1fr}.form-panel{padding:25px 20px}.field-grid{grid-template-columns:1fr}.field-grid label.full{grid-column:auto}.form-heading{display:block}.form-heading>p{margin-top:18px!important}.closing-section{padding:85px 20px}footer{grid-template-columns:1fr}.footer-links{flex-wrap:wrap}.legal-shell{padding:65px 16px 90px}.legal-content{padding:30px 22px}.legal-actions{flex-direction:column}}
@media(max-width:480px){.brand strong{font-size:11px}.form-tabs button{font-size:11px;padding:16px 10px}.calculator-inputs,.calculator-output{padding:26px 21px}.calculator-output>strong{font-size:37px}.conditions-grid article{padding:21px}.hero-card{padding:19px}.commission-result strong{font-size:27px}.legal-hero h1{font-size:40px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{transition-duration:.01ms!important;animation-duration:.01ms!important}}